Important Notice: YOUR HEALTHCARE PLANS MAY HAVE BEEN SOLD DECEPTIVELY. DECISION REQUIRED

You’re getting this message because you bought a healthcare plan from one of the following businesses: (A) Innovative Partners LP, which does business as Innovative Health Plan and Healthcare Plan, or (B) American Collective, LP, which does business as ACLP Health Plan, or (C) Health Plan Administrators LLC. The Federal Trade Commission (FTC), the nation’s consumer protection agency, has sued these businesses for deceiving its customers.

The businesses named above claimed to offer comprehensive health insurance or PPOs that would cover many of your medical needs. But these businesses sold only medical discount memberships, limited benefit plans, and other products that provide a small reimbursement or discount for a few services.

That means the health plan that you purchased from one of the above-named businesses is not comprehensive health insurance. If you get sick or have to seek medical care, you may have to pay almost all of your medical bills out of pocket.

The United States District Court for the Southern District of Florida has appointed Paul Lopez as the Receiver for the above-named entities. It is the job of Mr. Lopez and his professionals to assist with aiding all of the customers of the above entities in determining what action should be taken in view of your purchase of a health plan that may have been deceptively sold to you.

In addition to the decisions that you need to make, which are listed below, Mr. Lopez, as Receiver, has established this website where Mr. Lopez and his attorneys will post updated information concerning the Court’s administration of the businesses that sold you your health care plan. If you have questions concerning the administration of your health care plan, please continue to visit this website for updated information. If you are having difficulty with a claim you have made that remains unpaid, please complete the form located here. If you have questions for the Receiver, please write to him at innovativereceiver@trippscott.com, and your correspondence will be responded to promptly.

Because of the lawsuit, you have two decisions to make soon.

DECISION #1:  What to do about your health plan.

You can:

1. Cancel your plan. The easiest and most effective way to cancel your plan is to take the following two steps: (a) if you make payments for your plan by the use of a charge on a credit or debit card, contact the issuer of your credit or debit card and instruct the issuer to stop allowing any payments to be charged/deducted from your account. If your bank account is directly charged for the payment for your plan, contact your bank and instruct your bank to stop allowing any payments to be taken from your bank account; AND (b) send an email to innovativereceiver@trippscott.com with “CANCEL” in the subject line, and include your full name, phone number, and plan number in the body of the email.

2. Continue paying for your plan. If you don’t call to cancel, we will assume you choose to continue your plan. But remember that what you’re paying for is not comprehensive health insurance. If you get sick or have to go to the hospital, you may have to pay almost all of the bills yourself.

DECISION #2: Whether to apply for comprehensive healthcare coverage

You may still be able to buy a health insurance plan through the federal Marketplace, www.healthcare.gov. The open enrollment period is over, but this change in circumstances may be a qualifying life event that will permit you to enroll in a health insurance plan at this time. Please visit www.healthcare.gov and carefully review your options, including other triggering life events that may apply to your situation.

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On April 15, 2026, the United States District Court for the Southern District of Florida appointed Paul Lopez as receiver for the above-named entities and individuals.

The receiver is in the process of gathering sufficient information to make a determination as to the continuation of the business operations.

As soon as the receiver is able to obtain a list of all parties that have done business with the above entities, a detailed communication will be sent by email, if possible, and by regular mail.

Please check this website on a regular basis for further updates.

A copy of the court order that was entered on April 15, 2026, is attached.

The Receiver and his legal counsel can be reached by email at innovativereceiver@trippscott.com.